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Saving for Retirement

For most people, it’s far more important to start a periodic savings plan now than to wait until you think you’ll be able to contribute more dollars on a steady basis. People who wait because they have a few things to deal with (spend on) first often find time goes by pretty quickly. And unfortunately, the “deal with” items persist–the names may change, but there’s always something.

On the other hand, starting a savings plan (even the small dollar amount kind) tends to be sticky, meaning you’ll likely continue your savings, resulting in consistency that adds up over time. Savings plans also help you visualize your savings, so you’ll be motivated to increase your rate over time. Soon, you’ll see the benefits of building a real asset for your retirement.

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